Veteran’s widow could lose home while waiting for death certificate

DENVER -- Alison Duran cries as she remembers the times she’s shared with Wayne Duran, the love of her life for more than 30 years.

“He was my life, my soulmate, my angel," she said.

At 69, Duran became ill at home, then died less than 24 hours later on Aug. 17. Alison Duran says it was a shock.

“I don't know how to explain it except that I couldn't believe it, gone that quick," she said.

Duran served in the Marines. He then ran a small tree-cutting business and made sure to provide for Alison by taking out a life insurance policy.

Weeks after his death, there is still no death certificate, which is required for a policy payout to cover the mortgage and other expenses.

Alison said she’s can’t wait much longer.

“I'm broke and everybody's coming to me left and right, I don't know where to go," she said.

Insurance expert Daniel Kuzbiel of Kuzbiel Insurance Brokers said once the cause of death is revealed, the payout can be made.

“Different policies have different stipulations where certain causes of death are excluded," he said.

He recommends everyone with a policy speak to mortgage, credit card and insurance companies about programs that can tide you over in the case of a death certificate delay, which can be a common occurrence.

The Denver Public Health Department can provide a certificate without the cause of death until testing is completed.

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