Legal Expert Phil Harding Breaks Down “Attorney Math”

In his law school for the lay person, Attorney Phil Harding teaches us about "Policy Limits of Insurance" and explains the "HUGE" financial benefit of notifying your own UIM before settling a case.

If you have any legal questions for Phil, he wants to hear from you. Just submit your question on our Ask the Attorney page. Phil answers all questions personally and confidentially. If you'd like to reach Harding & Associates directly, call (303)762-9500 for a FREE consultation, or go online at